How to Report UPI Fraud
If you suspect you've been a victim of UPI fraud, quick action is crucial. Follow these steps to report and potentially recover your money.
Immediate Steps to Take
1. Contact Your Bank
- Call your bank's customer service immediately
- Report the fraudulent transaction with all details
- Request a transaction block or reversal
- Note down the complaint reference number
2. Report in UPI App
- Open your UPI app
- Navigate to the transaction history
- Find the suspicious transaction
- Use the "Report Fraud" or similar option
- Follow the in-app instructions
3. File a Cyber Crime Complaint
- Select "Report Financial Fraud"
- Provide all transaction details
- Upload supporting documents
- Save the complaint reference number
Additional Measures
- Change your UPI PIN immediately
- Monitor your account for any additional unauthorized transactions
- Follow up with your bank regularly
- Consider placing a temporary freeze on your UPI ID
Prevention for the Future
- Enable transaction notifications
- Verify requests carefully
- Never share OTPs or PINs
- Update your UPI app regularly
- Use TrueUPI's verification feature before making large payments
Remember, the faster you report UPI fraud, the better your chances of recovering your money.